1. Agreement and eligibility
These Terms of Use and Disclaimer (the “Terms”) are a binding agreement between you and the owner and operator of the Paldrin website and service (“Paldrin,” “we,” “us,” or “our”). By selecting the agreement checkbox and clicking “I Agree,” you confirm that you have read, understood, and agree to these Terms. If you use Paldrin for an organization, you represent that you have authority to bind that organization, and “you” includes that organization.
You may not use Paldrin if you do not agree, lack legal capacity to agree, or are prohibited from using it by applicable law.
2. Informational service only
Paldrin is an independent research and information service concerning government, regulatory, utility, corporate, and related filings. Paldrin is not a government agency, court, regulator, utility, law firm, accounting firm, investment adviser, broker, engineer, compliance consultant, filing agent, or records custodian. No government body or third party sponsors, endorses, verifies, or approves Paldrin unless expressly stated in writing.
Nothing on Paldrin is legal, regulatory, financial, investment, tax, accounting, engineering, professional, or other advice. Nothing creates an attorney-client, fiduciary, advisory, agency, employment, partnership, joint-venture, or other special relationship. Information on Paldrin is general and is not tailored to your facts.
3. Automated data; errors and omissions
Paldrin may use automated systems, artificial intelligence, optical character recognition, third-party sources, and human review to collect, classify, summarize, extract, and display information. The service and its documents, metadata, summaries, calculations, links, dates, classifications, and search results may be inaccurate, incomplete, delayed, outdated, duplicated, corrupted, misclassified, unavailable, or omitted. A document may have been amended, superseded, withdrawn, rejected, sealed, or otherwise changed without appearing on Paldrin.
Summaries, labels, and extracted fields are aids only and are not substitutes for reviewing the complete official record. If Paldrin conflicts with an official source, the official source controls.
4. Your duty to verify; no reliance
You are solely responsible for independently verifying all information with the applicable government agency, official docket, original filing, issuer, utility, or other authoritative source before acting or refraining from acting. You are solely responsible for retaining qualified professionals where appropriate.
Do not rely on Paldrin to satisfy a filing obligation, provide legal notice, calculate or monitor a deadline, preserve a right, perfect service, establish the status or authenticity of a filing, make an investment or business decision, or comply with any law, order, tariff, rule, regulation, or contract. You assume all risk arising from your use of or reliance on Paldrin.
5. No filing, monitoring, or availability guarantee
Paldrin does not file documents for you, represent you before any authority, guarantee delivery of alerts, or promise continuous monitoring. We may change, suspend, restrict, or discontinue any part of Paldrin at any time. We do not guarantee uninterrupted operation, availability of any document, preservation of any link, compatibility with your systems, or that the service will be secure or free of harmful components.
6. Third-party materials
Paldrin may display, index, link to, or provide copies of government records and other third-party materials. Those materials remain subject to their source's terms, rights, restrictions, authenticity, and legal status. Inclusion does not mean that Paldrin owns, endorses, verifies, or is affiliated with the source. We are not responsible for third-party websites, content, services, omissions, or security.
7. Permitted use and restrictions
You may use Paldrin only for lawful purposes. You may not interfere with the service; bypass access, download, rate-limit, paywall, authentication, robot, or security controls; introduce malicious code; probe for vulnerabilities without written authorization; misrepresent Paldrin content as official or verified; use the service to violate another person's rights; or use automated means to scrape, harvest, mirror, bulk-download, republish, or build a competing dataset or service except with our prior written permission or as non-waivable law expressly permits.
Access to an underlying public record does not grant rights in Paldrin's selection, arrangement, metadata, annotations, software, design, or other original material.
8. Disclaimer of warranties
TO THE FULLEST EXTENT PERMITTED BY LAW, PRISM AND ALL CONTENT, DOCUMENTS, DATA, LINKS, FEATURES, AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITH ALL FAULTS AND WITHOUT WARRANTIES OF ANY KIND. PRISM DISCLAIMS ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING WARRANTIES OF ACCURACY, COMPLETENESS, TIMELINESS, AUTHENTICITY, TITLE, NON-INFRINGEMENT, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT, SECURITY, AVAILABILITY, AND RESULTS.
9. Limitation of liability
TO THE FULLEST EXTENT PERMITTED BY LAW, PRISM AND ITS OWNER, OPERATORS, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTRACTORS, AND THEIR RESPECTIVE PERSONNEL WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES; LOSS OF PROFITS, REVENUE, BUSINESS, OPPORTUNITY, GOODWILL, USE, OR DATA; COSTS OF SUBSTITUTE SERVICES; MISSED DEADLINES; REGULATORY OR LEGAL CONSEQUENCES; OR DAMAGES ARISING FROM RELIANCE ON, INABILITY TO USE, OR ERRORS OR OMISSIONS IN PRISM, UNDER ANY THEORY OF LIABILITY, EVEN IF ADVISED OF THE POSSIBILITY.
TO THE FULLEST EXTENT PERMITTED BY LAW, THE TOTAL AGGREGATE LIABILITY OF PRISM AND THE OTHER RELEASED PARTIES FOR ALL CLAIMS ARISING OUT OF OR RELATING TO PRISM OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID DIRECTLY TO PRISM FOR THE SERVICE GIVING RISE TO THE CLAIM DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO LIABILITY OR (B) US $100.
Some jurisdictions do not allow certain exclusions or limitations. In those jurisdictions, these provisions apply only to the maximum extent permitted, and nothing in these Terms excludes liability or rights that applicable law does not permit to be excluded or limited.
10. Indemnification
To the fullest extent permitted by law, you will defend, indemnify, and hold harmless Paldrin and its owner, operators, affiliates, licensors, service providers, contractors, and their respective personnel from claims, liabilities, judgments, damages, losses, and reasonable costs and attorneys' fees arising from your misuse of Paldrin, violation of these Terms or law, infringement of third-party rights, or content or data you submit or redistribute. This obligation does not apply to the extent a claim was caused by conduct for which indemnification may not lawfully be required.
11. Changes, suspension, and termination
We may update these Terms prospectively. The effective date and version identify the terms presented to you. If we make a material change, Paldrin may require you to accept the updated Terms before further access. We may suspend or terminate access for violation of these Terms, security risk, legal necessity, or service protection. Provisions that by their nature should survive will survive termination, including disclaimers, liability limits, indemnification, and ownership provisions.
12. General terms
These Terms and any additional terms expressly presented for a paid product constitute the entire agreement concerning your use of Paldrin and supersede prior discussions on that subject. If a provision is held unenforceable, it will be enforced to the maximum lawful extent and the remaining provisions will remain effective. Failure to enforce a provision is not a waiver. You may not assign these Terms without our written consent; we may assign them in connection with a reorganization, financing, sale, or transfer of the service. Headings are for convenience only.
Nothing in these Terms waives any non-waivable consumer protection or other statutory right. Any governing-law, forum, arbitration, or class-action provision presented later will apply only after clear notice and your legally sufficient assent; none is imposed by this version.
13. Account, email, cookie, and privacy notice
When you agree, Paldrin places a strictly necessary, secure cookie in your browser containing the Terms version, acceptance time, and a cryptographic signature. It is used only to remember and verify this browser's acceptance and expires after 180 days. Paldrin's download limiter uses a one-way hash derived from the requesting IP address to enforce download limits; the application does not store the raw address in that limiter. Cloudflare may process network and security data as Paldrin's infrastructure provider. Do not use Paldrin if you do not consent to this essential processing.
If you create, request, or sign in to a Paldrin account, subscribe to a service, contact Paldrin, or otherwise provide information directly, Paldrin may collect your email address and related account information, such as an internal user or account identifier, authentication and email-verification records, preferences, support communications, Terms-acceptance history, and activity associated with the account, including pages or documents requested, download history, timestamps, and security or device metadata. Do not submit sensitive personal information that Paldrin has not specifically requested.
Paldrin may use this information to create, verify, secure, administer, and support accounts; provide documents and requested features; enforce download limits, subscriptions, and these Terms; prevent fraud, scraping, abuse, and security incidents; send authentication, account, service, security, legal, and transactional messages; analyze and improve the service; maintain records; and comply with law or protect legal rights. Paldrin will not use an email address for promotional marketing unless that use is separately disclosed and permitted, and any promotional email will provide a way to opt out where required.
Paldrin may disclose personal information to vendors and service providers that process it for Paldrin, including hosting, security, authentication, email-delivery, analytics, customer-support, and payment providers; when required by law or reasonably necessary to protect rights, safety, security, or the service; or in connection with a financing, reorganization, merger, acquisition, or transfer of all or part of the service. Those providers may process information in the United States or other countries. Paldrin does not currently sell personal information or share it for cross-context behavioral advertising.
Paldrin retains personal information only for as long as reasonably necessary for the purposes described above, including maintaining an account, providing the service, resolving disputes, enforcing agreements, preserving security and consent records, and satisfying legal, tax, accounting, or reporting obligations. Information may remain for a limited period in backups, security records, or records that Paldrin must retain by law. Paldrin will delete or de-identify information when it is no longer reasonably necessary, subject to those exceptions.
Depending on where you live and applicable law, you may have rights to request access to, correction of, deletion of, restriction of, or portability of personal information, or to object to certain processing, and you may have a right not to receive discriminatory treatment for exercising a privacy right. Once account collection is enabled, Paldrin will provide an electronic account or contact method for submitting privacy requests and may take reasonable steps to verify the requester's identity. These Terms do not limit any non-waivable privacy right.
Paldrin uses reasonable administrative, technical, and organizational safeguards appropriate to the information processed, but no transmission, account, or storage system can be guaranteed completely secure. Paldrin is not directed to children under 13 and does not knowingly collect their personal information. If Paldrin learns that it collected such information without legally sufficient authorization, it will take reasonable steps to delete it.